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We are in luck. Some applicants may receive a higher or lower regular annual rate depending on a credit evaluation. The last factor to consider is linked to supply and demand trends.  Source: <a href=https://youdontneedwp.com/Nathagrimes/my-new-post-1076a1d0-1c21-4f84-abfa-06623ee9cdad>https://youdontneedwp.com/Nathagrimes/my-new-post-1076a1d0-1c21-4f84-abfa-06623ee9cdad</a>